Identity Theft is a crime. It is done when an impostor obtains pieces of personal identifying information like your name, credit card number, Social Security number without your permission. This is also called ID Theft. Some identity theft victims resolve this problem quickly, but there are some who spend so much money in repairing their good names and credit record.
How do thieves steal your identity?
Skimming- stealing your credit/debit card numbers using special storage device when processing your card.
Changing Your Address – diverting your billing statements to another location by filing change of address.
Dumpster Driving – rummaging trash looking for bills or other paper with your personal information on it.
Pretexting – using false pretenses to obtain your personal information from financial institutions, telephone companies, and other sources.
Phishing – pretending being a financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
Old-Fashioned Stealing – stealing wallets,mails that include bank and credit card statements; pre-approved credit offers, and new checks or tax information.
How can we protect ourselves from Identity theft?
Delete any suspicious emails from organizations requesting personal information from you
Be extra vigilant when giving out personal information
Shred all personal information before throwing it away in your rubbish
If you move, make sure you tell your bank and other organizations in advance
tell your mail service if you suspect your mail is going missing
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