There are several things you can do to save money on your auto insurance.
-The best way to save on auto insurance is to have a good driving record!
-One of the best money saving ideas for car insurance is to shop around for the best deal. The easiest way to do this is on the internet--you can get several quotes from one form.
Before you buy a car, check what the insurance is going to cost you. There is a big difference from a safe car compared to a car that had crash test problems. There are some company's that offer discounts for good driving records, certain features on cars, good grades, or even non-smokers, so make sure you find out what discounts are available with the company you are with.
Raise your deductibles to save on your car insurance premiums. If you have a $100 deductible, your insurance will be much higher than if you have a $500 deductible. If you have your car financed, make sure what the lender requires--usually $500 deductible. This may also vary by state.
If you have an older car, drop the full coverage and pay for liability only. If you wreck an older car, you will not get much money for it anyway.
WEAR YOUR SEAT BELT! It has been proven in studies that drivers who wear seat belts are in fewer accidents because they are more aware of being in an accident. It is also the state law in many states and could SAVE YOUR LIFE!
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